PaisaCalc PaisaCalc

Sales Tax & VAT Calculator — add or remove tax

Enter a price and your tax rate — VAT, sales tax, GST or consumption tax, whatever it is called where you live. The calculator adds the tax to the price and also shows how much tax is already inside the same amount if it was tax-inclusive.

How to use PaisaCalc
How PaisaCalc works
  1. Pick a calculatorTap a tab in the strip below (Loan EMI, SIP, FD and more). Tabs after the "India" label follow Indian rules, such as GST, PPF and Income Tax.
  2. Enter your numbersType in a box or drag a slider. The result updates as you go.
  3. Choose your currencyUse the Currency menu above. It changes the symbol and number format only; it does not convert amounts.
  4. Share a resultTap Share this result, WhatsApp or Copy link. The link opens the same calculator with your numbers filled in.

Everything is worked out in your browser; the numbers you type are not sent to us. Results are estimates, not financial advice.

Monthly EMI
—
PrincipalInterest
Principal
Total interest
Total payable
Amortization schedule (year-wise)
YearPrincipalInterestBalance
Projected value
—
InvestedReturns
Invested amount
Est. returns
Step-up raises your monthly amount each year — a powerful way to grow wealth as income rises.
Future value
—
Invested
Est. returns

How much to invest monthly to reach a target corpus.

Monthly SIP needed
—
One-time lumpsum alternative
Total you'll invest (SIP)
Maturity value
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Principal
Interest earned

Recurring deposit — a fixed amount every month, compounded quarterly.

Maturity value
—
Total deposited
Interest earned

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

Public Provident Fund — yearly deposit, compounded annually (15-year lock-in).

Maturity value
—
Total deposited
Interest earned (tax-free)

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

Total amount
—
Base amount
GST (18%)
CGST + SGST

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

Compare the New and Old regimes side by side (FY 2025-26). Enter deductions for the Old regime.

New regime
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Old regime
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You save by choosing the better one
New Regime: nil up to ₹12,00,000 taxable (§87A), incl. 4% cess. Old Regime: ₹2.5L exempt, then 5/20/30% slabs on (income − deductions), incl. cess. Indicative estimate — not tax advice.
You pay
—
Discount

Systematic Withdrawal Plan — how long your corpus lasts while you draw a fixed amount each month.

Balance after period
—
Total withdrawn
Corpus status

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

Sukanya Samriddhi Yojana — deposit yearly for 15 years; matures in 21 years. Interest compounded annually, fully tax-free (EEE).

Maturity value (21 years)
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Total deposited (15 yrs)
Interest earned (tax-free)

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

National Pension System — corpus at 60, then min 40% buys an annuity (pension).

Corpus at 60
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Lumpsum at 60 (60%, tax-free)
Annuity corpus (40%)
Est. monthly pension

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

Gratuity under the Payment of Gratuity Act = last salary (Basic + DA) × 15 ÷ 26 × years of service.

Gratuity payable
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Tax-exempt limit₹20,00,000
Eligible after 5 years of continuous service. Amount above ₹20 lakh is taxable.

India tax & savings tool · always in ₹ (INR), whatever currency you pick above.

Estimate your monthly in-hand from annual CTC (New tax regime, standard assumptions).

Estimated monthly in-hand
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Annual in-hand
Employee PF
Income tax (New regime)
Professional tax
Indicative only. Assumes Basic = 50% of CTC, employer + employee PF at 12% of Basic, gratuity provision, ₹75,000 standard deduction, ₹2,500/yr professional tax. Your actual structure varies.

How big a loan you may qualify for, from your income and existing EMIs (FOIR method).

Eligible loan amount
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Max affordable EMI
Total amount
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Interest
Absolute return

What today's money will cost — and be worth — in the future.

Future cost of the same basket
—
Today's amount will then be worth

How the Sales Tax & VAT Calculator works

Add tax: Total = Price × (1 + t ÷ 100)  ·  Tax inside a tax-inclusive price = Price − Price × 100 ÷ (100 + t)

  • t — tax rate in %

The rate is yours to set: it is not looked up for any country, and local rules (reduced rates, exemptions, several taxes stacked) are not modelled. For India's GST slabs with the CGST + SGST split, use the GST calculator.

Worked example

A price of 100 at a 20% tax rate:

100 + 20% tax120 (tax 20)
Tax inside 120 (tax-incl.)20, price before tax 100

Adding and removing tax are exact inverses: 20% added to 100 gives 120, and the tax inside 120 is 20, not 24.

The arithmetic is the same in any currency; the calculator shows results in the currency you pick.

Load these numbers into the calculator →

Frequently asked questions

Why is the tax inside a price not simply the rate times the price?

Because the tax was charged on the price before tax, not on the total. 20% of 120 is 24, but the tax inside 120 is only 20. Divide by 1.20 to get the price before tax.

Does this know my country's tax rate?

No. Enter the rate that applies to what you are buying; the calculator does the arithmetic in whatever currency you pick.

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PaisaCalc results are arithmetic estimates from the inputs you enter and the formulas shown. They are not financial, investment or tax advice; rates, rules and your own situation vary, so check with your bank, fund house or a qualified adviser before deciding.